Osage Nation Homeowners Assistance Fund Program

How it works

The Osage Nation Financial Assistance Department says the Homeowners Assistance Fund program helps prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement caused by financial hardship after January 21, 2020. The program is a one-time award, first-come first-served, and assistance continues until funds are depleted.

What the money covers

The application and cover letter list these assistance categories:

• mortgage or mortgage arrears
• utility or utility arrears for electric, natural gas, propane, firewood, and water
• homeowner’s insurance, flood insurance, and mortgage insurance
• delinquent property taxes to prevent tax foreclosure
• emergency home repairs to maintain the habitability of a home

The application further lists emergency repair examples such as structural/foundation work, electrical, plumbing, mechanical/HVAC, handicap accessibility, pest control, and adding habitable space to address overcrowding.

How it is paid

The page says the department provides assistance and that applications require invoices or estimates and a W-9 for each vendor to be paid. That suggests direct vendor payment is used in at least some cases, but the page does not spell out every payment method.

How to apply

Applicants must submit a completed and signed application, photo IDs for adults in the household, Social Security cards for household members, proof of monthly income, proof of homeownership, and invoices or estimates tied to the request.

Timing and deadlines

The page says the program is a one-time award and is available until funds are depleted. It also says incomplete applications will not be accepted.