City of Moore Home Repair Program

How it works

The City of Moore’s Home Repair Program is a neighborhood stabilization program that helps eligible homeowners pay for approved exterior repairs. It is structured as a 0% interest forgivable loan, not a grant, and there are no monthly payments. The assistance is forgiven over four years as long as the homeowner continues to meet program requirements.

What the money covers

The program says it may help with repairs that improve the safety, condition, and code compliance of the home. Listed eligible repairs include:

• Exterior repairs
• Heating, Ventilation, and Air Conditioning (HVAC) systems
• Roofing
• Windows
• Exterior doors
• Exterior painting
• Soffit repair
• Guttering repair
• Other approved exterior repairs

The city notes that eligible repairs are determined during the home inspection and depend on program requirements, available funding, and city approval.

Amounts and repayment

Eligible homeowners can receive up to $8,000. If the homeowner sells, transfers, deeds, or otherwise conveys the home before the four-year affordability period ends, a prorated portion of the assistance must be repaid. The program states the forgiveness schedule as:

• After 1 year: 25% forgiven, 75% repaid
• After 2 years: 50% forgiven, 50% repaid
• After 3 years: 75% forgiven, 25% repaid
• After 4 years: 100% forgiven, 0% repaid

Repayment is prorated daily from the date of loan closing.

How to apply

Applicants must review the application guide first, then submit a completed application with all required supporting documents. Applications are reviewed in the order received and complete. Incomplete applications are held and returned to the review queue once all required documents are submitted. Applications can be submitted in person, by mail, or by email.

Timing and deadlines

The page does not state a fixed deadline. It says assistance is subject to funding availability and verification of eligibility, and that approved applicants will be contacted for inspection and contractor selection before work begins.