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Home Rehabilitation Program

City of Las Cruces Housing and Family Services · City program

Zero-interest forgivable loan; maximum amount not stated

Las Cruces offers low- and moderate-income owner-occupants a zero-interest, forgivable loan for needed home improvements that address health and safety issues. The page does not give a dollar cap on the loan amount.

Last verified: August 11, 2026
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Program details

How it works

The City of Las Cruces says the Home Rehabilitation Program has two options: a zero-interest forgivable loan for owner-occupant families to fund needed home improvements that address health and safety issues, and a separate mobile home ramp installation option for low- and moderate-income residents with a qualifying disability. The program is administered through the city’s Housing and Family Services team.

What the money covers

The official page describes the assisted work only at a high level: “needed home improvements” that address health and safety issues. It does not list a complete item-by-item scope on the main page. The program is not presented as a wildfire-specific grant, but it can help with home conditions that affect safety.

Amounts and matching

The city states the loan is zero-interest and forgivable. The program page does not state a maximum loan amount, a match requirement, or whether repayment is required in some situations.

How to apply

The city instructs applicants to select the correct pre-application, complete it to determine eligibility, and submit the form by mail, hand delivery to Community Improvement staff, or email to Housing and Family Services.

Timing and deadlines

The main page does not list an application deadline or a closing date.

Other details homeowners should know

The city links to a current income-limits PDF, a Home Rehabilitation Handbook, and a ramp-installation pre-application, but the main page itself does not spell out those details.

Full eligibility details

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