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Granite State Home Mitigation and Resiliency Program

New Hampshire Insurance Department · State program

Up to $9,500 per New Hampshire residence per year, if the proposed program is enacted and funded.

New Hampshire’s insurance department is establishing a home mitigation grant program for homeowners to reduce severe-weather losses. The introduced bill says grants can be up to $9,500 per residence per year, but this appears to be proposed legislation rather than a currently operating program.

Last verified: August 1, 2026
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Program details

How it works

The legislative text establishes a Granite State Home Mitigation and Resiliency Program to provide grants for residential real property mitigation against severe-weather losses. The stated purpose is to reduce claim severity, claim frequency, and insurance premiums.

What the money covers

The bill says grants may be used for projects that enhance resiliency and risk mitigation to improve insurability of residential real property against loss from severe weather events.

Amounts and timing

The introduced bill says grants would be awarded on a first-come, first-served basis, subject to available funds, and would be capped at $9,500 per New Hampshire residence per year.

Important caveat

Because the only source located is an introduced legislative request, I cannot confirm that this program is currently operating. I am including it only as a clearly labeled proposed program, not as an active household incentive.

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