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Nebraska Section 504 Home Repair Loans & Grants

USDA Rural Development · Federal program

Up to $40,000 loan; up to $10,000 grant, or $15,000 in a presidentially declared disaster area.

USDA Rural Development offers Nebraska homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards. The headline assistance is up to $40,000 in loans and up to $10,000 in grants, with higher limits in presidentially declared disaster areas.

Opens: October 1, 2025
Closes: September 30, 2026
Last verified: July 28, 2026
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Program details

How it works

This is the Section 504 Home Repair program for Nebraska. USDA says it provides loans to very-low-income homeowners to repair, improve, or modernize their homes, and grants to elderly very-low-income homeowners to remove health and safety hazards.

What the money covers

Loans may be used to repair, improve, or modernize homes or remove health and safety hazards. Grants must be used to remove health and safety hazards.

Amounts and matching

USDA says the maximum loan is $40,000. The maximum grant is $10,000, or $15,000 if repairing a home damaged in a presidentially declared disaster area. Loans and grants can be combined for up to $50,000, or $55,000 in presidentially declared disaster areas.

How to apply

Applications are accepted through the local Rural Development office. The page says homeowners may start with an informal prequalification process, then contact their local office.

Timing and deadlines

Applications are accepted on an ongoing basis from October 1 through September 30 and are also described as year-round through the local RD office.

Full eligibility details

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