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Value Added Services/Rebates

North Dakota Insurance Department · State program

North Dakota lets insurers and producers offer policyholders value-added services or products for loss control or loss mitigation. The state requires notification, but the actual benefit is offered by individual insurers rather than as a standalone homeowner grant.

Last verified: September 10, 2026

Program details

How it works

Under North Dakota Century Code 26.1-04-03 and 26.1-25-16, insurers and/or producers may offer value-added services or products to policyholders for loss control or loss mitigation. The page says these services and products are no longer required and should not be filed as part of the insurance policy.

What the state says

The North Dakota Insurance Department still requires notification of these services or products. Homeowners are directed to complete the department’s survey link if they have information to submit.

What this means for homeowners

This page is an authorization and notification framework, not a fixed statewide rebate or grant program. The concrete service, product, or discount depends on the insurer or producer. The page does not list any specific mitigation measures, participating insurers, dollar amounts, or reimbursement terms.

Timing and deadlines

No application window, funding cap, closing date, or deadline is stated on the page.

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