Grants directory
Start
North Dakota Housing Finance Agency · State program
3% of the first mortgage loan amount
NDHFA’s Start program gives low- to moderate-income buyers down payment and closing cost assistance equal to 3% of the first mortgage loan amount. The credit can be used for down payment, closing costs, and prepaid items, and it cannot be combined with other down payment assistance.
Program details
How it works
Through the Start Program, NDHFA provides low- to moderate-income buyers with affordable mortgage loans that include down payment and closing cost assistance. The assistance is delivered as a credit toward the borrower’s out-of-pocket cash requirement.
What the money covers
The credit can be used for down payment, closing costs, and prepaid items.
Amounts and matching
The amount of assistance equals 3% of the first mortgage loan amount. The page says this is a credit toward out-of-pocket cash requirements. Start cannot be used in conjunction with any other down payment assistance programs.
How to apply
The page says borrowers should work through an NDHFA participating lender. No separate application steps or deadline are listed.
Timing and deadlines
No deadline is stated.
Other notes
Start is intended for low- to moderate-income buyers and is a down payment and closing cost assistance option.
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