Grants directory
Major Home Improvement Program
North Dakota Housing Finance Agency · State program
NDHFA provides affordable mortgage loans to low- to moderate-income households to buy and rehabilitate a single-family home or refinance and rehabilitate an existing single-family home. Applicants must be the first residents after the qualified improvements and must meet income and purchase price limits.
Program details
How it works
Through the Major Home Improvement Program, NDHFA provides affordable mortgage loans to low- to moderate-income households. The loans can be used either to buy and rehabilitate a single-family home or to refinance and rehabilitate the borrower’s current single-family home.
What the money covers
The page says the loan can support purchase plus rehabilitation, or refinance plus rehabilitation, of a single-family home. It does not itemize eligible improvement categories or give a separate grant amount.
Amounts and matching
The page does not state a maximum loan amount or matching requirement. All NDHFA programs require a $500 out-of-pocket cash investment.
How to apply
The page directs borrowers to work through an NDHFA participating lender. No separate application form or deadline is listed on this page.
Timing and deadlines
No deadline is stated.
Other notes
The applicant must be the first resident of the home after completion of the qualified improvements.
Full eligibility details
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