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HomeAccess

North Dakota Housing Finance Agency · State program

NDHFA offers affordable mortgage loans for qualifying households that include a single parent, military service, disability, or age 65+ criteria. The loans require income and purchase price limits and a $500 cash investment.

Last verified: August 27, 2026

Program details

How it works

HomeAccess is an NDHFA mortgage loan program provided through participating lenders. The lender helps determine eligibility, guides the borrower through application and closing, and originates the mortgage loan for NDHFA.

What the money covers

The page describes HomeAccess as an affordable mortgage loan program. It does not state a separate grant amount. Down payment and closing cost assistance may be available through DCA or Start.

Amounts and matching

All NDHFA programs require a $500 out-of-pocket cash investment. No specific maximum loan amount is stated on this page.

How to apply

Borrowers apply through an NDHFA participating lender. The page encourages homebuyer education and comparing interest rates.

Timing and deadlines

No deadline is stated.

Other notes

The page says households must meet one of the listed qualifying household descriptions and must also meet income and purchase price limits.

Full eligibility details

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