Grants directory
FirstHome
North Dakota Housing Finance Agency · State program
NDHFA offers affordable first-mortgage loans for first-time homebuyers through its participating lenders. Buyers must meet income and purchase price limits and bring $500 of their own cash to closing.
Program details
How it works
NDHFA’s FirstHome program provides affordable mortgage loans for people buying a home through an NDHFA participating lender. The lender helps determine whether the program fits, walks the borrower through application and closing, and originates the mortgage on NDHFA’s behalf.
What the money covers
The page identifies FirstHome as a mortgage loan program. It does not state a separate grant or rebate amount. It also notes that down payment and closing cost assistance may be available separately through DCA or Start.
Amounts and matching
All NDHFA programs require a $500 out-of-pocket cash investment. The page does not give a maximum loan amount for FirstHome on this page.
How to apply
Borrowers contact an NDHFA participating lender to start the process. NDHFA also recommends taking a homebuyer education class and comparing interest rates. The lender handles the application and closing process.
Timing and deadlines
No application deadline is stated on this page.
Other notes
Borrowers must occupy the home as their principal residence. The page also says the borrower must not have owned a home as their principal residence within the last three years, including a manufactured home on a permanent foundation.
Full eligibility details
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