Grants directory
DCA
North Dakota Housing Finance Agency · State program
3% of the first mortgage loan amount
NDHFA’s DCA program gives low-income buyers down payment and closing cost assistance equal to 3% of the first mortgage loan amount. The assistance is a credit toward out-of-pocket cash needs and cannot be combined with other down payment assistance programs.
Program details
How it works
Through the DCA program, NDHFA provides low-income buyers with affordable mortgage loans that include down payment and closing cost assistance. The assistance is delivered as a credit toward the borrower’s out-of-pocket cash requirement.
What the money covers
The credit can be used for down payment, closing costs, and prepaid items.
Amounts and matching
The amount of assistance equals 3% of the first mortgage loan amount. The page describes this as a credit toward the borrower’s out-of-pocket cash requirement. It cannot be used with any other down payment assistance programs.
How to apply
Borrowers must complete a homebuyer education course and receive a certificate dated before loan closing. The page also says borrowers should work with an NDHFA participating lender.
Timing and deadlines
No application deadline is stated.
Other notes
DCA is offered through NDHFA and is intended for low-income buyers.
Full eligibility details
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