Strengthen Mississippi Homes

How it works

Strengthen Mississippi Homes is a state grant program run by the Mississippi Insurance Department. The program is intended to help homeowners make their homes more resistant to wind and hail damage by retrofitting to the FORTIFIED Home–Roof standard. The official site says the grant program opens periodically through the year, with funding rounds announced in advance.

What the money covers

The official materials describe the program as funding mitigation work that brings a home up to FORTIFIED Roof standards. That is roof-hardening work aimed at reducing wind and hail damage. The site does not provide a more detailed itemized scope on the public FAQ page.

Amounts and matching

The program FAQ says grants do not have to be repaid and that only one grant per household is allowed. A June 2026 state press release says the Mississippi Windstorm Underwriting Association is providing $2 million for the program and that recipients will receive up to $10,000 in grant money.

How to apply

The current public instructions say interest forms are available for MWUA (wind pool) policyholders only and only for the lower 3 counties at this time. Homeowners must first read the FAQs, then submit an interest form. Forms are verified, and selected applicants are contacted by SMH staff about next steps.

Timing and deadlines

The program page says the grant program will open periodically throughout the year and that specific dates for each funding round will be announced in advance. The page also states that the current interest-form availability is limited to MWUA policyholders in Hancock, Harrison, and Jackson counties.