Grants directory
Home Improvement Loan Program
City of St. Charles Community Development · City program
Five-year forgivable loans; dollar amount not stated.
The City of St. Charles offers five-year forgivable loans to help low- and moderate-income homeowners pay for home repairs. The program is for qualified homeowners and cannot be used to upgrade or enhance the home.
Program details
How it works
The City of St. Charles Home Improvement Program provides repair assistance to low- and moderate-income residents through five-year forgivable loans. The loans are intended to help qualified homeowners complete repairs on their homes.
What the money covers
The page describes the program as repair assistance for homes of qualified homeowners. It also says the program cannot be used to upgrade or enhance any component of the home.
Amounts and matching
The official page does not state a dollar cap, loan amount, or matching requirement.
How to apply
Homeowners are instructed to apply online through the city’s Neighborly Software portal.
Timing and deadlines
The page does not list an application window, opening date, or deadline.
Important conditions
- All projects require three bids from a licensed contractor.
- Any project started before approval is not eligible for reimbursement or payment.
- Code enforcement violations on an application with other projects must take precedence.
Full eligibility details
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