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Home Energy Loan Program

Independence Power & Light / City Credit Union · Utility program

Low-interest loans up to $15,000.

IndependenceHELP offers low-interest loans for eligible energy-efficiency measures to owner-occupants in the City of Independence. The loan limit is $15,000 and there is no upper-income limit.

Last verified: August 15, 2026
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Program details

How it works

IndependenceHELP is a partnership between the City of Independence Power & Light Department and City Credit Union that provides low-interest loans for eligible energy-efficiency measures.

What the money covers

The page says the loan is for eligible energy-efficiency measures. It does not list the full measure set on this page, but it does direct users to an eligible measures list and application materials.

Amounts and matching

  • Loan limit: $15,000
  • No upper-income limit is stated
  • The page does not describe any matching requirement

How to apply

The page provides a Home Energy Loan Program Application, an Eligible Measures List, a Fact Sheet, a Certificate of Completion, and a National Historic Preservation Form. It also includes a prompt to get started now, but the page text does not provide a step-by-step application workflow.

Timing and deadlines

  • The page does not state an application deadline
  • The page does not give funding availability dates

Important note

The page says residents who qualify for free or lower-cost weatherization programs are encouraged to use those programs before seeking a HELP loan.

Full eligibility details

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