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Sherburne County Homeowner Rehabilitation Loan Program

Sherburne County Housing Trust Fund · County program

Low-interest loan; county page does not state a dollar maximum

Sherburne County offers low-interest rehab loans to county homeowners with moderate to very-low income for repairs that fix failing or unsafe home systems. The county says you must first apply through Minnesota Housing’s home improvement programs, and the loan can cover project gaps after that.

Last verified: August 28, 2026
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Program details

How it works

Sherburne County says its Housing Trust Fund provides a low-interest rehabilitation loan program for county homeowners with moderate to very-low income. The program is meant to help pay for property-owner repairs that replace or repair failing or faulty systems that are a hazard, danger, or otherwise unsafe or unsanitary, plus energy efficiency upgrades/replacements and necessary accessibility accommodations.

What the money covers

The county’s official materials describe eligible project types broadly. One county agenda document gives examples that include:

  • Failing or hazardous systems, including electrical hazards repair/replacement
  • Failing deck or porch repair/replacement
  • Radon mitigation
  • Mold remediation
  • Asbestos remediation
  • Lead paint remediation
  • Failing roof replacement
  • Plumbing hazard repair/replacement
  • Energy efficiency work such as window replacement with Energy Star windows, heating system replacement, central air conditioning replacement, water heater replacement, light fixture replacement, insulation/attic air sealing, solar panels for secured incentive-rate energy conservation loans only, and heat recovery ventilation or energy recovery ventilation systems

Amounts and matching

The county page does not state a dollar cap, interest rate, or match percentage. It does say homeowners must have already applied to Minnesota Housing home improvement programs for their rehabilitation project before they qualify for the county program.

How to apply

The county provides a contact for questions: Brian Fleming, Sherburne County Economic Development Coordinator. The county page does not publish a separate application portal on the page itself.

Timing and deadlines

The county page does not state a closing date, application window, or whether the program is currently capped or waitlisted.

Full eligibility details

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