Emergency Home Repair

How it works

Otter Tail County says deferred loans are available to homeowners for repairing or replacing failing or near-failing systems. The county’s official page lists the program under homeowner housing finance resources.

What the money covers

The page specifically names these eligible repair areas:

• Well
• Septic
• Electrical
• Plumbing
• Roof
• Windows
• Heating system
• Water heater
• Radon mitigation
• Mobility modifications for physically disabled residents of the household

Amounts and matching

• The page does not state a maximum loan amount.
• The page does not state an interest rate, repayment term, or matching requirement.
• The page describes the financing as a deferred loan.

How to apply

• View the full program guidelines before completing an application.
• Download the application from the county page.
• Contact Mitch Harry at 218-998-8736 or [email protected] for more information or to request an application.

Timing and deadlines

• The official summary page does not publish an application window, deadline, or funding status beyond listing the program as an available homeowner resource.