Grants directory
Community Home Improvement Loans
City of Moorhead Governmental Affairs / Community Development · City program
Up to $20,000, 0% interest
The City of Moorhead offers no-interest home rehabilitation loans to qualified homeowners in Moorhead city limits. The loans can help pay for necessary electrical, plumbing, heating, energy, and structural repairs up to $20,000 when equity allows.
Program details
How it works
The City of Moorhead offers no-interest home rehabilitation loans through federal Community Development Block Grant (CDBG) funds. The program is designed to help qualified homeowners make necessary repairs to their homes.
What the money covers
The official page says the loan can be used for necessary:
- electrical repairs
- plumbing repairs
- heating repairs
- energy-related repairs
- structural repairs
Amounts and repayment
- Maximum loan amount: $20,000 when equity allows
- Interest rate: 0%
- Security: fully secured by equity in the home
- Repayment: due upon sale, transfer of property, or when the owner no longer occupies the home
If needed, homeowners may subordinate their CDBG Home Rehabilitation Loans to a new mortgage under certain circumstances.
How to apply
Homeowners are instructed to complete the preapplication or contact the Governmental Affairs Office for more information. The page also links to Program Guidelines for more details about the loan process.
Timing and deadlines
The page does not list a closing date, deadline, or application window.
Full eligibility details
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