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City of Winona Emergency Housing Loan Program

City of Winona Community Development Department · City program

The City of Winona offers emergency housing loan funds for eligible homeowners who need urgent repairs. The city says common uses include accessibility improvements, heating system repairs or replacement, and water main replacement.

Last verified: September 8, 2026

Program details

How it works

The City of Winona says this program is “geared to assist eligible applicants with loan funds to make emergency repairs to their homes.” The city’s Community Development Department determines whether a repair qualifies.

What the money covers

The city lists these common uses:

  • Accessibility improvements
  • Repair or replacement of a heating system (boiler or forced air)
  • Water main replacement

Amounts and matching

The official program page does not state a dollar limit, interest rate, or repayment terms.

How to apply

The page points homeowners to the Emergency Assistance Application and the 2026 Emergency Housing Loan Fund Brochure. It also gives the Community Development Office contact information for questions.

Timing and deadlines

The page says the City of Winona is currently accepting applications for the Emergency Loans Program. No application deadline is stated on the page.

Full eligibility details

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