Shiawassee County Housing Rehabilitation Program

How it works

The official program summary says the Shiawassee County Housing Rehabilitation Program helps very low- to moderate-income families living in Shiawassee County improve their standard of living by accessing federal and state housing programs. It is aimed at helping maintain and improve older homes in the county.

The document states that once the program office receives the required information, staff prepares the application for the Housing Programs Advisory Council. If the council denies the loan, the applicant receives a written notice explaining why.

What the money covers

The summary reviewed does not provide a current detailed scope of work list on the first page, but it describes the program broadly as housing rehabilitation for older homes. The related county materials indicate the housing rehabilitation program is used for repairs and improvements to homes, and the county’s 2026 RFP shows the broader rehabilitation concept can include roof repair or replacement, siding, plumbing, electrical work, mechanical systems, insulation, accessibility modifications, and energy-efficiency upgrades.

Amounts and matching

The reviewed guideline summary does not state a current maximum loan amount. It does say:

• The program provides loans
• The property must remain the owner’s primary residence
• The home must be fully insured
• Taxes must be paid when due
• If the loan terms are broken, the loan must be repaid and foreclosure may follow

How to apply

The application materials reviewed require:

• Recent pay stubs, Social Security proof, or other proof of income or assistance, plus last year’s tax return
• Homeowner’s insurance copy
• Paid property tax receipts for the past three years
• Warranty deed or land contract
• Application fee of $5 for a single applicant or $10 for two applicants

Applicants submit the materials to the Housing Program Office in Owosso, which then presents the file to the advisory council.

Timing and deadlines

The reviewed summary does not list open/close dates or a filing deadline.