Grants directory
Ottawa County Community Action Agency Home Repair Program
Ottawa County Community Action Agency · County program
Zero-interest loan; half forgiven after 5 years; no public maximum stated on the county page I found.
Ottawa County gives eligible homeowners a zero-interest home repair loan for urgent safety-related repairs, including roof work and other critical fixes. After five years, half of the loan is forgiven.
Program details
How it works
Ottawa County Community Action Agency says it can help with urgent home repairs that affect health and safety. The program helps homeowners get quotes, manages funds as trustee, and makes sure repairs are completed properly. Funding is provided as a loan with no interest and no payments required until the homeowner sells or refinances the home. After five years, half of the loan is forgiven.
What the money covers
The county’s page gives examples of covered work: roof repairs or replacement, furnaces, plumbing, septic system fixes, and similar critical repairs. The page is framed as help for repairs affecting safety rather than a narrow hazard-mitigation grant.
Timing and service process
The county says it helps homeowners obtain the necessary quotes and oversees the repair process. The public page does not state a fixed maximum loan amount or a current closing date.
Geographic note
Homes in the City of Holland are not eligible for this county program because Holland runs its own home repair program.
Full eligibility details
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