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Homeowner Rehabilitation Assistance Program

City of Jackson Community Development Department · City program

No-interest loan up to $25,000

The City of Jackson offers income-qualified homeowners a no-interest, short-term rehabilitation loan of up to $25,000 to replace major home systems before they fail. It can cover items like roof/gutter systems, structural repairs, plumbing, mechanical, electrical, and ingress/egress work.

Last verified: August 15, 2026
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Program details

How it works

The City of Jackson offers a no-interest, low-repayment, short-term loan to income-qualified homeowners to help avoid emergencies by replacing major home systems that are at or near the end of their effective useful life.

What the money covers

The program says major components may include, but are not limited to:

  • Structural repairs
  • Roof/gutter system
  • Plumbing systems
  • Mechanical systems
  • Electrical systems
  • Ingress/egress

The city also says all hazards must be repaired up to City Code.

Amounts and matching

  • Maximum loan amount: $25,000
  • Funding sources listed in the program manual include Community Development Block Grant (CDBG) and HOME Investment Partnerships Program (HOME)

How to apply

Applicants complete and submit an online application through the city’s housing rehabilitation application portal. The city also provides a paper application option on request.

Timing and deadlines

The official page does not state a closing date, application deadline, or funding cycle on the page we reviewed.

Full eligibility details

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