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City of Saginaw Community Development Block Grant Housing Rehabilitation Programs

City of Saginaw · City program

Grants or loans may be available; no dollar cap is stated.

The City of Saginaw uses federally awarded CDBG funds to offer grants or loans for income-qualified homeowners in targeted neighborhoods. The page does not state a dollar cap or exact repair list.

Opens: September 3, 2025
Last verified: August 12, 2026
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Program details

How it works

The City of Saginaw’s Community Development Block Grant (CDBG) Division administers federally awarded funds from the U.S. Department of Housing and Urban Development (HUD) through the entitlement process. The page says these funds are awarded annually and are used for a variety of projects, including revitalization of residential neighborhoods, economic development activities, and public services.

What the money covers

The housing rehabilitation programs are for single-family, homeowner-occupied residences. The page says grants or loans may be available, but it does not provide a detailed list of eligible repairs on this page.

Amounts and matching

No dollar cap, matching requirement, repayment term, or reimbursement rule is stated on the page.

How to apply

Applications will be available on the website when the application window opens. The page says the window usually begins the Wednesday after Labor Day and remains open for approximately 30 days. Staff make presentations to the Human Planning Commission for funding considerations, and the City Council usually makes the final decision in February for the fiscal year beginning on July 1.

Timing and deadlines

This appears to be an annual cycle. The page indicates that the program is administered each year as part of the city’s entitlement funding process. For questions about the programs, the page directs homeowners to the housing rehabilitation offices at 989-759-1479. For questions about the application process, it directs callers to 989-759-1551.

Full eligibility details

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