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Montgomery County Common Area Assistance Loan Fund

Montgomery County Department of Housing and Community Affairs · County program

Loans up to $500,000

Montgomery County offers loans to homeowner and condominium associations for immediate health or safety repairs when they have financial hardship. The official page says the maximum individual loan is $500,000.

Opens: November 20, 2024
Last verified: July 31, 2026
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Program details

How it works

The Department of Housing and Community Affairs says the Common Area Assistance Loan Fund is for homeowner and condominium associations experiencing financial hardship while addressing immediate health or safety repairs, documented by professional assessments or government citations.

What the money covers

The page gives examples of eligible common-area rehabilitation projects, including failing water supply lines, elevators, fire suppression systems, underground and surface stormwater drainage, facades, balconies, sidewalks, pathways, and parking lots.

Amounts and matching

Montgomery County approved $1.23 million in Fiscal Year 2025 and $1.85 million in Fiscal Year 2026. The loan fund may provide a maximum individual loan of $500,000, and the department can only commit the approved funds. Future funding depends on appropriation.

How to apply

The page says DHCA began accepting applications on November 20, 2024.

Timing and deadlines

The page does not give a closing date.

Full eligibility details

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