Maryland Housing Rehabilitation Program

How it works

The Frederick County Division of Housing administers the Maryland Housing Rehabilitation Program for single-family owner-occupied properties and one- to four-unit rental properties. The program is meant to bring properties up to applicable building codes.

What the money covers

The county says eligible work includes:

• Exterior and interior deficiencies
• Accessibility improvements
• Health or safety violations
• Energy conservation
• Elimination of lead-based paint hazards

Amounts and matching

• The page says the maximum loan amount is generally 110 percent of the property value, taking into account any superior mortgage.
• Maximum term: 20 years.
• Deferred payments may be considered for families at or below 50 percent of the applicable median income.
• In exceptional cases, borrowers with up to 80 percent of median income may be considered for a deferred loan.
• Landlords are not eligible for deferred loans.

How to apply

The page points applicants to the Maryland Housing Rehabilitation Program brochure.

Timing and deadlines

The page does not list a deadline or funding cycle.