Grants directory
Housing Counseling Services
Cecil County Housing Agency, Division of Housing and Community Development · County program
Free counseling service; no cash amount stated.
Cecil County offers free housing-counseling help to homeowners, including mortgage-default counseling and homebuyer education. It is not a direct repair grant, but it can help homeowners navigate foreclosure, refinancing, and homeownership programs.
Program details
How it works
Cecil County Housing Agency has a HUD-certified housing counselor on staff and offers free counseling appointments for homeowners and renters. The page says the counselor helps with buying, preventing foreclosure, and refinancing homes.
What the service covers
For homeowners, the official page specifically describes:
- Mortgage default and delinquency counseling
- Financial assessment to understand the cause of delinquency
- Recommendations to help stabilize the household
- Help preparing loss-mitigation applications and supporting documents
- Submission of paperwork to the mortgage servicer
The page also describes homebuyer counseling and education, including topics such as home inspections, predatory lending, fair housing, and down payment assistance. Those services are more about homeownership readiness than home hardening.
What a homeowner gets
This is a free service, not a cash program. The practical value is guidance, paperwork help, and referrals that may connect a homeowner to other assistance programs.
How to apply
The page directs homeowners to contact Joyce VanZile, the housing counselor, by email or phone to make an appointment.
Timing and deadlines
The page does not state an application deadline or enrollment cap.
Full eligibility details
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