Homeowner Protection Program (HPP)

How it works

The Homeowner Protection Program (HPP) is a Maryland state homeowner assistance program for people with limited income. According to the official page, it may help keep a home out of tax sale for at least three years and help the homeowner pay the taxes they owe to keep their home.

The program is administered by the State Tax Sale Ombudsman at the Maryland Department of Assessments and Taxation. The page says enrollment is limited, and being eligible does not guarantee enrollment.

What the money covers

The page describes assistance for delinquent taxes or taxes owed. It does not describe home hardening, repairs, retrofits, or other disaster-mitigation work.

Amounts and matching

The page does not state a standard loan amount, matching requirement, or maximum dollar benefit.

How to apply

The page provides an online application and a 2026 paper application form titled "HOMEOWNER PROTECTION PROGRAM 2026 LOAN APPLICATION." It also says the 2026 application is available in Spanish.

Timing and deadlines

No application deadline is stated on the page. The only timing-related note is that enrollment is limited and eligibility does not guarantee enrollment.

Additional notes

A donation portal is available for people who want to support at-risk homeowners in their local community, but that is separate from applying for HPP.