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Homeowner Protection Program

Maryland Department of Assessments and Taxation · State program

Maryland offers a limited-income homeowner loan program that can help keep a home out of tax sale for at least three years and help pay taxes owed. It is not a hardening grant, but it is a state homeowner financial assistance program.

Last verified: July 28, 2026
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Program details

How it works

The Homeowner Protection Program (HPP) is administered by the State Tax Sale Ombudsman at the Maryland Department of Assessments and Taxation. The program helps eligible limited-income homeowners pay delinquent taxes and keep their homes out of tax sale for at least three years.

What the money covers

The official page focuses on taxes owed, not home hardening repairs. It is included only because it is a current state homeowner assistance program.

Amounts and matching

The visible official page excerpt does not state a standard loan amount.

Timing and deadlines

The page says enrollment is limited and eligibility does not guarantee enrollment.

Wildfire relevance

None stated; this is an all-hazard homeowner assistance program rather than a natural-disaster hardening incentive.

Full eligibility details

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