Carroll County Community Rating System (CRS) flood insurance premium discount

How it works

Carroll County says it participates in FEMA’s Community Rating System (CRS), which gives flood insurance premium discounts when a jurisdiction goes beyond minimum National Flood Insurance Program standards by doing things like record keeping, public outreach, maintaining open space, and limiting development in the floodplain. The county says its CRS participation is part of its floodplain management program.

What the money covers

This is not a cash grant for home projects. It is an insurance premium discount on flood insurance policies for eligible homeowners in the unincorporated part of Carroll County.

Amounts and matching

The county states that, as of October 1, 2024, Carroll County is a CRS Class 5, which “equates to a 25% discount on flood insurance premiums for residents in unincorporated Carroll County.” The county also notes that it previously entered CRS as a Class 8 with a 10% discount.

How to apply

The county page does not describe a separate application for the discount. It is tied to the jurisdiction’s CRS status and to flood insurance coverage.

Timing and deadlines

The county page does not list an application deadline. The current class status is stated on the county floodplain management page as of October 1, 2024.