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BeSMART Home Loan

Maryland Department of Housing and Community Development · State program

Up to 25% of energy-measure costs may fund related safety work

Maryland DHCD’s BeSMART loan can finance energy improvements and lets homeowners use part of the loan for related health and safety work. The official page says up to 25% of the energy-measures cost can be used for needed safety improvements, including ventilation and certain hazard abatements.

Last verified: July 28, 2026
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Program details

How it works

BeSMART is a Maryland Department of Housing and Community Development homeowner loan program. The retrieved official page says that up to 25% of the cost of the energy measures can be used to complete health and safety improvements necessary for the energy improvements.

What the money covers

The page specifically lists ventilation, radon mitigation, abating asbestos, mold or lead, and code compliance as examples of eligible health and safety improvements tied to the energy work.

Amounts and matching

  • Up to 25% of the cost of the energy measures may be used for the listed health and safety improvements.

Notes for homeowners

This is not a wildfire-specific program, but it can support general home resilience and code/safety upgrades when paired with energy improvements. The retrieved snippet does not show the full loan amount, interest rate, or current application status.

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