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Housing Rehabilitation Loan Program

Town of Plymouth Office of Community Development · City program

2% deferred-payment loan; no maximum amount stated on the page.

Plymouth offers low- and moderate-income homeowners deferred-payment rehabilitation loans for eligible health-and-safety repairs. The headline terms are 2% interest, with repayment due when the property is sold or transferred.

Last verified: August 11, 2026
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Program details

How it works

The Town of Plymouth, Office of Community Development says it has funds available for housing rehabilitation loans to homeowners of low and moderate income. The program has been administered since 1988 and is funded by HUD.

What the money covers

The page says the loans may be used for repairs related to health and safety issues, including:

  • leaky roof
  • plumbing
  • rotted siding or windows
  • outdated electrical systems
  • failed heating systems
  • handicap accessibility
  • repair or replacement of failed septic systems
  • emergency repairs

Amounts and terms

  • Interest rate: 2%
  • Payment structure: deferred-payment loan
  • Repayment is due upon sale or transfer of the property
  • The page does not state a maximum loan amount

How to apply

Homeowners are instructed to contact the Plymouth Office of Community Development for further information. The page lists staff contacts for the program.

Timing and deadlines

The page says the program has funds available. It does not state a specific application deadline or annual cycle.

Full eligibility details

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