Grants directory
HomeWorks Home Equity Loan Program (HomeWorks HELP)
Mayor's Office of Housing via the Boston Home Center · City program
0% interest, deferred payment loan up to $50,000; amounts vary by home type, with a dollar-for-dollar match required for 120%-135% AMI.
Boston offers a 0% interest, deferred payment home repair loan of up to $50,000 through HomeWorks HELP. Loan amounts vary by home type, and households between 120% and 135% of AMI must provide a dollar-for-dollar match.
Program details
How it works
The Boston Home Center says HomeWorks Home Equity Loan Program (HomeWorks HELP) provides eligible homeowners with a 0% interest rate, deferred payment home repair loan. The program is designed for home repair work and the amount offered depends on the type of home and the owner’s qualifications.
What the money covers
The page identifies this as a home repair loan program but does not provide a full itemized repair list in the visible text.
Amounts and matching
- Maximum loan amount: up to $50,000.
- Amounts vary by property type:
- $20,000 for condominium owners
- $30,000 for single-family homes
- $40,000 for two-family homes
- $50,000 for three- and four-family homes
- Income between 120% and 135% of Area Median Income (AMI) requires an even dollar-for-dollar match.
- The page says income must be at or below 135% of AMI, using HUD Income Limits.
How to apply
The page includes an application link for HomeWorks HELP, but the visible text does not give step-by-step instructions.
Timing and deadlines
No deadline is stated on the page excerpt.
Full eligibility details
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