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Insurance discountStatus unknown

Homeowner Group Marketing Plan Rate Deviations (Homeowner Group Discounts)

Massachusetts Division of Insurance · State program

Massachusetts tracks homeowner group discounts in its home-insurance materials, but the public state page does not list a single wildfire-specific discount program for homeowners. This is a state insurance discount category rather than a grant or rebate.

Last verified: July 28, 2026
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Program details

How it works

The Massachusetts Division of Insurance’s Home Insurance page links to homeowner group marketing plan rate deviations, which are described on the state site as homeowner group discounts. The state’s separate Resilient Homes guidance says many insurance companies will provide a discount after mitigation upgrades are completed, but homeowners must ask their insurer what discount is available.

What the money covers

The source material does not specify a single standardized wildfire hardening discount. Instead, it indicates that insurance discounts may be available depending on the insurer and the mitigation work completed.

Amounts and matching

No statewide dollar amount is stated on the public state page.

How to apply

Homeowners would need to work with their insurance company or agent; the state page functions as an information hub rather than an application portal.

Timing and deadlines

No statewide open/close dates are stated.

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