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Boston Flood Insurance / Community Rating System information

City of Boston Office of Emergency Management · City program

Citywide flood-insurance premium discount; no direct homeowner payment.

Boston explains flood insurance and notes that the city participates in the federal Community Rating System, which can lower National Flood Insurance Program premiums citywide. This is not a direct homeowner grant, but it is an official city-linked insurance benefit tied to flood-risk reduction.

Last verified: August 19, 2026
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Program details

How it works

Boston’s flood insurance page explains the National Flood Insurance Program and notes that the city participates in the Community Rating System (CRS). The page says CRS recognizes and encourages community floodplain management activities that exceed minimum National Flood Insurance Program requirements.

What the benefit covers

The page explains that CRS can provide citywide discounts on National Flood Insurance Program flood insurance premium rates. It also points homeowners to disaster-preparedness and retrofit resources.

Amounts and matching

The page does not give a city grant amount. It states the outcome is discounted flood insurance premiums citywide.

How to apply

The page is informational and does not describe a homeowner application for a city payment.

Timing and deadlines

No homeowner deadline is stated.

Full eligibility details

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