Southside Housing Incentive Program (Homeowner Grant Incentive)

How it works

The City of Paducah says the Southside Homeowner Grant Incentive is a reimbursement program for homeowners in the Phase 1 Southside program area. The grant pays back 30 percent of eligible project costs, with a maximum award of $30,000 per property. Applications are reviewed through the city’s incentive process and forwarded to URCDA for approval.

What the money covers

The page says the incentive can be used for new construction and major rehabilitation. Examples of eligible rehabilitation work include:

• windows
• siding
• electrical systems
• HVAC
• roofs
• porches
• interior remodels
• accessibility ramps

The page specifically says the grant does not cover general maintenance such as pressure washing, appliances, or furniture.

Amounts and matching

• Reimbursement rate: 30% of project costs
• Maximum award: $30,000 per property
• Example given by the city: a $25,000 project would receive a $7,500 reimbursement

How to apply

Homeowners can apply through the Southside Homeowner Grant Incentive application, available as a PDF and through the online portal under “Apply for Incentive Grants.” The city also offers technical assistance workshops to help residents complete applications.

Timing and deadlines

The program is for the Phase 1 area only. The page says the homeowner incentive programs were approved in December 2025 and that the first outreach and technical assistance activities occurred in early 2026. The page does not state a closing date, and it presents the homeowner grant as an active program for the Phase 1 area.