Grants directory
Owensboro-Daviess County Community Rating System (CRS) flood insurance premium discount
Daviess County Emergency Management, Owensboro city/county government partners, and the National Flood Insurance Program (NFIP) Community Rating System · County program
10% reduction on flood insurance premiums
Owensboro-Daviess County participates in the NFIP Community Rating System, which gives property owners a 10% discount on flood insurance premiums. It is a flood-risk insurance savings program rather than a cash grant for repairs.
Program details
How it works
Owensboro-Daviess County participates in the National Flood Insurance Program (NFIP) Community Rating System (CRS). The county says this participation is a combined effort of Daviess County EMA, OMPC, GIS, and city/county government.
What homeowners get
Property owners in Daviess County currently receive a 10% reduction in flood insurance premiums because of CRS participation.
What it covers
The page describes the benefit as a reduction in flood insurance premiums. It does not describe a separate homeowner reimbursement, grant, or construction cost-share for specific flood-hardening work.
Timing and deadlines
The county page does not list an application deadline or open/closed cycle for this benefit. The discount is described as current and ongoing for participating property owners.
Extra notes
The county also notes that mortgage holders require flood insurance if a property is in a flood-prone area as determined by FEMA flood maps, and that flood insurance typically takes effect 30 days after a policy is issued.
Full eligibility details
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