Grants directory

LoanOpenIncome restricted

First-Time Homebuyer Program

REACH Inc., Lexington Habitat for Humanity, Community Ventures Corporation, Lexington Community Land Trust, and Kentucky Housing Corporation · Nonprofit program

Non-repayable mortgage subsidies and 0% to 2% loans

Through partner organizations, Lexington offers non-repayable mortgage subsidies and 0% to 2% loans for lower- to moderate-income first-time homebuyers buying a home in Lexington.

Last verified: August 16, 2026
Visit official program page

Program details

How it works

LFUCG says it provides first-time homebuyer support through partner agencies rather than directly to individuals. Through REACH and Lexington Habitat for Humanity, the city says it offers non-repayable mortgage subsidies and 0% to 2% loans to lower- to moderate-income first-time homebuyers.

What the money covers

  • Mortgage subsidies
  • Low-interest homebuyer loans at 0% to 2%

Amounts and matching

  • The page does not state a maximum dollar amount.
  • The page does not mention a matching requirement.
  • LFUCG says it does not provide financial assistance directly to individuals for this program.

How to apply

  • Interested homeowners are instructed to contact one of the listed partner agencies:
    • REACH Inc.
    • Lexington Habitat for Humanity
    • Community Ventures Corporation
    • Lexington Community Land Trust
    • Kentucky Housing Corporation

Timing and deadlines

  • No deadline is stated.
  • The page does not state whether these partner programs are open, waitlisted, or cyclical.

Full eligibility details

Create a free account to see full eligibility, get matched to your address, and get application help.

Create account

Get matched to programs for your exact address

Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.

Create account