State Disaster Relief Fund

How it works

The State Disaster Relief Fund is Indiana’s state disaster aid program for people affected by declared disasters. It is intended to help when homeowners and other affected residents have losses that are not fully covered by insurance.

What the money covers

The page says the program can help with disaster-related losses, including:

• home repairs
• replacement of possessions
• disaster-related needs when insurance coverage is insufficient

The page also says the program is meant to help cover costs that insurance does not cover.

Amounts and matching

The page states that there is not a specific formula used, but:

• up to $15,000 could be awarded for home repairs
• up to $10,000 could be awarded for replacement of possessions

How to apply

The page is framed as disaster assistance after a declared event. The page does not give a single standing homeowner application deadline; eligibility and timing depend on the disaster event.

Timing and deadlines

This is a post-disaster program, so availability depends on whether Indiana has a qualifying disaster event and whether the state opens assistance for that event.