Shelby County Owner Occupied Rehabilitation Grant

How it works

Indiana’s Owner Occupied Rehabilitation Grant is a program for local governments, not for individual homeowners to apply to directly. OCRA awards money to eligible communities, and the community then runs a local homeowner repair program.

What the money covers

The official program page says funded repairs can include:

• Roof replacement
• Heating and cooling replacement
• Water heater replacement
• Lighting and electrical upgrades
• ADA accessibility modifications up to the threshold of the home

The page describes the program as helping improve housing stock and allowing low-income homeowners to age in place, improve mobility, and make needed repairs for comfort and safety.

Amounts and matching

• Maximum grant award: $350,000 for cities and towns
• Maximum grant award: $500,000 for counties
• Local match required: 10% of total project cost
• Grant funding is calculated at $5,000 per project beneficiary
• The page also says the award amount is not guaranteed and may be reduced based on project scope

How to apply

Applications are submitted by eligible local government applicants through Indiana’s electronic grants system. The program page links to application instructions and indicates applicants should work through their community liaison or email OCRA for questions.

Timing and deadlines

The page states a 2026 Cycle 2 application window of June 11 through July 12 at 11:59 p.m. ET, with technical assistance encouraged before 3 p.m. ET on July 10. The current status on the page is an active funding cycle description, but the page does not identify a Shelby County-specific award or live homeowner intake.