Owner Occupied Rehabilitation Program

How it works

The Owner Occupied Rehabilitation Grant empowers Indiana communities to create local home repair programs. The state does not pay homeowners directly through this page; instead, awarded communities use the money to fund repairs on owner-occupied residential properties.

What the money covers

The official page says funded repairs can include:

• roof replacement
• heating
• cooling
• water heater replacement
• lighting and electrical upgrades
• ADA accessibility modifications up to the threshold of the home

The page also says the program helps communities improve housing stock and helps low-income homeowners age in place, have better mobility, and make needed repairs for comfort and safety.

Amounts and matching

• Maximum grant award: $350,000 for cities and towns
• Maximum grant award: $500,000 for counties
• Required local match: 10% of the total project cost
• The grant amount is not guaranteed; each application is assessed based on project scope to determine whether a reduced funding level is appropriate
• CDBG funding is calculated at $5,000 per project beneficiary

How to apply

Lead applicants must be non-entitlement local units of government. The page says applicants must notify their community liaison by June 26, 2026, and first-time OOR applicants are required to have a site visit with their community liaison before applying.

Timing and deadlines

The page gives a June 26, 2026 notification deadline for applicants. The page does not state a statewide homeowner application window because the program is run through local governments.