Monroe County Owner-Occupied Housing Rehabilitation Program

How it works

The Monroe County Owner-Occupied Housing Rehabilitation Program is designed to preserve the county’s existing housing stock by funding essential repairs for low- and moderate-income homeowners. The program says it aims to eliminate unsafe and unhealthy conditions and assist low-moderate income, elderly, and disabled residents with health, safety, and energy-efficient repairs.

What the money covers

Based on available funding and a full property inspection, eligible work may include:

• Heating, electrical, plumbing, and roofing system repairs
• Energy-efficiency upgrades
• Structural repairs such as decks, porches, and walls
• Window and door replacement
• Lead hazard testing for homes built before 1978
• Radon testing for all homes

Cosmetic upgrades and general maintenance are not eligible. All work must comply with Housing Rehabilitation Standards and be approved based on safety, health, and program guidelines.

Amounts and matching

The official page does not state a dollar cap for the homeowner benefit. It states that qualified homeowners may receive assistance through a 0% interest deferred-payment loan secured by a mortgage on the property. The loan is forgivable over a 7-year period, with 1/7 forgiven each year. The remaining balance is due only if the home is sold or transferred during the affordability period.

How to apply

The page provides an Apply Now link to the program portal. It does not describe the full application steps on the page itself.

Timing and deadlines

The page does not state an application deadline or whether the program is currently waitlisted. It presents the program as an active homeowner assistance program.