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Indiana Flood Insurance / Floodplain Mitigation Discount information

Indiana Department of Homeland Security (IDHS) with Indiana Department of Natural Resources (DNR), Indiana Department of Insurance (IDOI), and FEMA · State program

Potential insurance premium discounts; no fixed statewide amount stated.

Indiana’s official flood insurance page points homeowners to FEMA tools that estimate premium discounts for mitigation work. It is guidance on insurance savings rather than a state cash grant, and the page does not state a statewide discount amount.

Last verified: July 28, 2026
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Program details

How it works

Indiana’s official flood insurance page is an informational state page created by IDHS, DNR, IDOI, and FEMA to encourage flood insurance purchase and mitigation. The page says FEMA’s Flood Insurance Mitigation Discount Tool can help estimate potential insurance premium discounts for mitigation efforts.

What the money covers

The page does not offer a state grant or rebate. Instead, it directs homeowners and renters to tools that estimate how mitigation work may affect flood insurance premiums.

Amounts and matching

No statewide dollar amount or fixed discount is stated on the page.

Timing and deadlines

The page is informational and does not list an application window.

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