Grants directory
Indiana Flood Insurance Community Rating System discounts
Federal Emergency Management Agency, Indiana communities participating through floodplain management programs · State program
Flood-insurance premium discounts of 5% to 15% in participating communities.
Indiana’s flood insurance page explains that homeowners in participating Community Rating System communities can get flood-insurance premium discounts. It is a statewide insurance-related benefit, but it is for flood, not wildfire.
Program details
How it works
Indiana’s flood insurance resources explain that some communities participate in FEMA’s Community Rating System, which can reduce National Flood Insurance Program premiums for property owners.
What the money covers
This is not a grant or rebate. It is a premium discount on flood insurance for homeowners in participating communities.
Amounts and matching
The Indiana quick guide states that property owners in 33 Indiana communities participating in the Community Rating System receive premium discounts ranging from 5% to 15% as of January 2025.
How to apply
The official page does not describe a homeowner application separate from buying flood insurance; the discount is tied to community participation and the insurance rating system.
Timing and deadlines
Discount availability depends on the community’s CRS participation and rating status, which can change over time.
Full eligibility details
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