Grants directory
Flood Insurance / National Flood Insurance Program (NFIP) information and mitigation discount guidance
Indiana Department of Homeland Security, Indiana Department of Natural Resources, Indiana Department of Insurance, and FEMA · State program
No state cash payment; the page points to possible NFIP mitigation-related premium discounts.
Indiana’s official flood-insurance page points homeowners to the National Flood Insurance Program and to FEMA’s mitigation discount tool. It does not set a state premium discount itself, but it does direct people to possible mitigation-related premium savings under NFIP.
Program details
How it works
Indiana’s flood-insurance page is an official state information hub. It explains that the National Flood Insurance Program (NFIP) is available to help provide flood coverage and that NFIP policies can often be purchased through the same insurance agents who sell homeowners and renters insurance.
What the money covers
This is not a grant or rebate program. It is an official state page explaining flood insurance and how mitigation can affect premiums.
Amounts and matching
The page does not give a state-set dollar amount or state-administered discount. It says FEMA’s Flood Insurance Mitigation Discount Tool can help estimate potential insurance premium discounts for mitigation efforts.
How to apply
The page tells homeowners to contact their insurance agent or use FloodSmart’s provider search to look up companies that offer NFIP policies.
Timing and deadlines
The page says NFIP policies can take up to 30 days to go into effect after purchase.
Full eligibility details
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