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Community Development Block Grant — Owner Occupied Rehabilitation Program

Indiana Office of Community and Rural Affairs · State program

Up to $500,000 for counties; local match 10%; homeowners receive local rehab funding through the county-run program.

Indiana’s state CDBG program lets eligible counties and cities run home-repair grants for owner-occupied homes. The program can fund repairs like roof replacement, heating and cooling, water heaters, electrical work, and ADA-accessibility improvements, with awards up to $500,000 for counties and a 10% local match.

Last verified: September 16, 2026

Program details

How it works

The Indiana Office of Community and Rural Affairs (OCRA) says the Owner Occupied Rehabilitation Grant empowers Indiana communities to establish local home repair programs. The local government applies, and if awarded, creates a program that directly funds repairs on owner-occupied residential properties.

What the money covers

OCRA states the local program can pay for repairs including:

  • roof replacement
  • heating and cooling replacement
  • water heater replacement
  • lighting and electrical upgrades
  • ADA accessibility modifications

The official page describes these as repairs “up to the threshold of the home.”

Amounts and matching

  • Maximum grant award: $350,000 for cities and towns
  • Maximum grant award: $500,000 for counties
  • Local match required: 10% of total project cost
  • Funding amount is not guaranteed; each application is reviewed based on project scope and may be reduced
  • CDBG funding is calculated at $5,000 per project beneficiary

How to apply

The lead applicant must be a non-entitlement local unit of government — a city, county, or incorporated town — with legal capacity to carry out the program.

Timing and deadlines

The page does not state an application deadline or current open/closed status on the excerpt reviewed.

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