City of South Bend Home Repair Program

How it works

The City of South Bend says the Home Repair Program is a grant made on behalf of the homeowner, and there is no cost to the homeowner. Contractors are paid directly by the City of South Bend. The city also says the 2026 program begins on January 5, 2026 and will offer roof replacement grants.

What the money covers

The city’s Home Repair Program page specifically mentions roof replacement grants for the 2026 round. The related 311 article says the program is for eligible repairs found during inspection, but the city page does not list every repair category on the main page.

How it works after you apply

Eligible applicants first complete pre-screening. After a completed application is received, the file is screened. If complete, it moves forward on a first-come, first-served basis. The inspection determines whether there are eligible repairs at the property. The inspector needs full access to the interior and exterior of the home, and photos are taken during inspection. If eligible repairs are found, contractors are solicited to perform the work. If the repairs fit within the maximum grant amount, the homeowner signs a grant agreement before approval.

Timing and deadlines

The city says the 2026 program begins on January 5, 2026. The related 311 article states the 2026 pre-screening and application window is closed, and no new applications or prescreening will be accepted for that round.