Home Improvement Program

How it works

The City of Boise’s Home Improvement Program provides two loan options for qualifying homeowners inside Boise city limits: forgivable home improvement loans and traditional home improvement loans. The program is designed to help with housing repairs that address life safety or city code violations, or are otherwise necessary to keep a home safe, decent, and sanitary.

What the money covers

The official program materials say the program can assist with:

• Activities that address life safety or city code violations
• Accessibility improvements
• Energy efficiency improvements
• Sewer line repairs from the house to the main sewer line
• Lead-based paint remediation

For wildfire hardening, the source does not name specific wildfire items, but fire-safety-related repairs may qualify if they are documented life-safety or code-violation issues.

Amounts and matching

The source states that forgivable home improvement loans are available to qualifying homeowners whose household income is at or below 50% of area median income. The materials provided do not state a maximum dollar amount in the excerpt available here, and they do not state a matching requirement.

Traditional home improvement loans are also available, but the source excerpt does not provide the loan cap or terms.

How to apply

The source indicates homeowners must meet eligibility requirements and the home must have documented life-safety or code-violation issues that can be addressed through the program. The official documents shown here do not provide the complete application workflow or deadline.

Timing and deadlines

The materials available here do not state a closing date or deadline. Program availability is indicated on the official City of Boise policy/procedures document, but the excerpt does not provide a current open/closed status.