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Iowa FAIR Plan Association
Iowa FAIR Plan Association · Nonprofit program
Basic property insurance for homeowners who cannot get voluntary-market coverage
The Iowa FAIR Plan provides basic property insurance when homeowners cannot get coverage in the voluntary market. It is insurance availability, not a home-hardening grant or rebate.
Program details
How it works
The Iowa Insurance Division says the Iowa FAIR Plan Association may provide basic property insurance to qualified applicants who are not eligible for insurance in the voluntary market. Applications for coverage must be submitted by a licensed Iowa insurance agent.
What the money covers
The plan is basic property insurance, not a retrofit or mitigation payment. The Insurance Division notes that FAIR Plan policies cover fire, lightning, wind, and hail, but with less coverage than most voluntary-market policies.
Amounts and matching
No cash amount, match, or reimbursement amount is stated on the official page.
How to apply
A licensed Iowa insurance agent must submit the application.
Timing and deadlines
This is an ongoing market-access program for consumers who cannot obtain voluntary-market coverage.
Full eligibility details
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