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Home Repair Assistance Program

City of Savannah Housing Services Department · City program

Up to $2,000 per year as a grant; loans up to $15,000 over three years at 2% interest

The City of Savannah offers small repair grants and loans for homeowners who live in their homes, including help with roofs and other basic repairs. Grants can be up to $2,000 a year, and loans can go up to $15,000 over three years at 2% interest.

Last verified: August 31, 2026
Visit official program page

Program details

How it works

The City of Savannah’s Home Repair Assistance Program provides small grants and loans to eligible homeowners who own and occupy their homes. The city says some funds may be used to buy materials installed by volunteers, and some may be used by homeowners to hire contractors of their choice for approved work.

What the money covers

The program is aimed at modest repairs, not full renovations. The city says repairs typically focus on one or two exterior or system repairs. Examples listed on the official page include:

  • Roof replacement
  • Exterior surface repair or painting
  • Plumbing, electrical, and HVAC repairs
  • Correcting code violations

Amounts and terms

  • Grant assistance: up to $2,000 annually
  • Loan assistance: not to exceed $15,000 over a three-year period
  • Loan interest: 2%
  • Loan repayment: deferred; no payments are due while you own and occupy the home

How to apply

The page directs homeowners to contact the Housing Services Department by phone or email. It also says the application is available through the program’s application link.

Timing and deadlines

Applications are ongoing year-round, but only while funds remain available.

Important limits

The property must be in the Savannah city limits, and the house must be habitable after the repairs are complete.

Full eligibility details

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