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Flood insurance premium discount through Columbia County’s Community Rating System (CRS) participation

Columbia County Stormwater / Floodplain management program · County program

20% flood insurance premium discount for properties in the Special Flood Hazard Area

Columbia County says homeowners in the Special Flood Hazard Area can get a 20% discount on flood insurance premiums because the county participates in FEMA’s Community Rating System. This is a flood insurance discount, not a home-improvement grant.

Last verified: August 18, 2026

Program details

How it works

Columbia County says it participates in the National Flood Insurance Program (NFIP) and also subscribes to the Community Rating System (CRS). Because of that CRS participation, businesses and residences in the Special Flood Hazard Area receive a 20% discount on their flood insurance premiums.

What the money covers

This is not a cash payment or a reimbursement program. The benefit is a reduced flood insurance premium for eligible properties.

Amounts and matching

The county states the discount is 20% for properties in the Special Flood Hazard Area. The page does not describe any match requirement or application fee.

How to apply

The county page does not give a separate application process for the discount. It directs residents to contact Stormwater Compliance at 706-447-7645 for flood zone determinations and notes that official flood maps and flood protection references are available at the Columbia County Library and the Stormwater Utility Department in Building A of the Evans Government Complex.

Timing and deadlines

The county page does not list a start date, deadline, or end date for this benefit. It presents the discount as an ongoing result of county CRS participation.

Full eligibility details

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