Suwannee County SHIP Housing – Disaster Mitigation/Recovery

How it works

Suwannee County’s SHIP Housing program uses State Housing Initiatives Partnership funds for several homeowner assistance strategies. The disaster-focused strategy says SHIP funds will be used in all areas of Suwannee County to provide emergency repairs to homes owned by very-low, low, and moderate-income families after a federal, state, or locally declared disaster declared by Executive Order.

What the money covers

For disaster mitigation/recovery, the county says eligible needs generally include:

• interim repairs to avoid further damage;
• tree and debris removal required to make an individual housing unit inhabitable; and
• post-disaster non-insured repairs to homes.

The page also describes broader housing rehabilitation and emergency repair assistance, including roof repair or replacement, walls, floors, wiring, plumbing, steps and porches, insulation, and other weatherization activities. The maximum per-unit cost of rehabilitation is $25,000.

Amounts and matching

The page states a maximum per-unit rehabilitation cost of $25,000. It does not state a separate dollar cap for the disaster mitigation/recovery strategy on the main page.

How to apply

The county page points homeowners to SHIP Housing, but it does not provide a detailed application workflow on the main page. A county packet referenced in search results says SHIP contractors for rehabilitation must be state-licensed with proof of active status and insurance, and that payment is made after completion and final inspection.

Timing and deadlines

The disaster mitigation/recovery strategy is only implemented in the event of a declared natural disaster that directly impacts Suwannee County.